We cover almost everything, even if it’s not yours! From the landlord’s fittings and fixtures to your employees’ belongings. We cover damage caused by fire, flood, typhoon or explosion. We also protect your assets from theft or loss including trade samples or stock that’s mid-shipping, in-delivery or in-storage. In the event of accidental loss of or damage to your office contents, we will settle "new for old" without deducting depreciation for wear and tear.